Buy Your Next Property With 15% Down.

No Income Verification Needed!

Unlock Your Equity

Use your rental's performance to pull cash out and fuel your next acquisition—with as little as 15% down.

Close Your Next Deal Faster.

With no income verification needed, we move at the speed of an investor. Get pre-qualified and close in weeks, not months.

Skip the Paperwork

Our process is based on property value, not personal income. Forget tax returns and complex income statements.

Buy Your Next Investment Property — Without W-2s or Tax Returns.

Fast Approvals for Your Next Home Purchase

Qualify based on your property’s income potential — no W-2s, no tax returns required.

Close With Confidence

Funding options designed for investors, not homeowners.

Leverage Your Portfolio

Use rental income to expand quickly without traditional hurdles.

“The go-to strategy for serious investors who want to build long-term wealth — powered by property income, not paychecks.”

Dale Brown

Chief Loan Officer

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Unlock Your Portfolio's Potential.
The fastest path to your next deal, powered by your property's performance.

Tired of banks asking for tax returns? We get it.
Qualify for a new purchase or cash-out refinance with just 15% down—no W-2s, no income verification, and no hassle.

Funding You Can Count On — Built for Investors

From single-family rentals to multi-units, our purchase loans help you buy, scale, and cash flow — fast approvals, clear terms, no traditional bank roadblocks.

Investor-Focused Guidance

We help you buy rentals with loans designed for income-producing properties, not homeowners.

Smart Purchase Options

As little as 15% down. Qualify with projected rents, STR income, or long-term leases.

Fast, Flexible Approvals

Investor-focused underwriting means you can close quickly and keep your deals moving.

Why Our Purchase Loans Work for Investors

We designed our purchase programs so you can get into deals with just 15% down, qualify easier with rental income, and scale your portfolio faster — without bank roadblocks.

Low Down Payments

Start with just 15% down and scale faster.

Rental Income Qualifies

Approval is based on your property’s income, not your job.

Airbnb/STR Friendly

Use booking projections to qualify with confidence.

Fast Closings

Underwriting built for investors, not banks.

What Investors Say About Us

Real estate investors share how they scaled faster — qualifying with property income instead of W-2s or tax returns.

Airbnb Superhost

Richard J.

"After my last refinance, I swore I'd never go through that long, painful process again. Then I found this. I was able to pull out enough cash to buy a new property, and it was seamless. They qualified me based on my property’s cash flow, so there was no stressing over paperwork. It was fast, efficient, and exactly what I needed to keep expanding."

Partner Purchase

Alex P.

"My partner and I found a perfect four-plex, but our collective paperwork was a nightmare for most lenders. We needed a solution that would look at the property's potential, not our individual income statements. This loan was the perfect fit. The process was straightforward, and they never asked for income docs. We got the property with a low down payment and now we're already looking for the next one."

Investor

Sarah C.

"I was getting nowhere with traditional banks. They wanted to see W-2s and tax returns that just don't exist when you're all-in on short-term rentals. This team understood my business model from day one. We used the income from my rental properties to qualify, and they got me pre-approved in days, not weeks. It’s the easiest financing I've ever done."

STR Investor

Maria L.

"Every time I look at a property, my first question is about the financing. It’s usually the biggest headache. Finding a lender that offers 15% down and doesn't need to see my tax returns feels like a huge advantage. It lets me move so much faster in this market. I literally just tell them about the property and they tell me what I can get. It's that simple."